Heritage South Credit Union Data Breach Settlement

Heritage South Credit Union (HSCU) has agreed to settle In re: Heritage South Credit Union Data Breach Litigation (Circuit Court for Talladega County, Alabama, Case No. 61-CV-2025-900175) over a February 2025 cyberattack on HSCU systems. If HSCU notified you that your private information may have been accessed, you may claim cash reimbursement, lost-time pay, and one year of CyEx Financial Shield Total credit monitoring through the official settlement website.

Do I Qualify?

You may be eligible if:

• You are a living U.S. resident
• Heritage South Credit Union identified you and sent notice that your private information may have been impacted in the February 2025 Data Incident
• You file a valid Claim Form online or by mail by October 5, 2026
• For documented losses, you submit proof (bank statements, receipts, etc.) showing out-of-pocket costs tied to the incident
• You did not validly opt out by September 18, 2026

Login ID and PIN from your settlement notice are required to file online. Documented out-of-pocket loss claims need receipts, bank statements, or similar proof showing expenses caused by the Data Incident (self-made notes alone are not enough). Lost-time claims require attestation that you spent time on incident-related tasks (for example changing passwords or investigating suspicious activity). Credit monitoring enrollment is available to Class Members who submit a valid claim for that benefit.

What Happened?

In February 2025, Heritage South Credit Union experienced a targeted cyberattack on its computer systems (the Data Incident). Certain files containing private information were accessed and may have included names, addresses, Social Security numbers, or financial account numbers. Plaintiffs Bonnie Harris and Amanda Pearson filed In re: Heritage South Credit Union Data Breach Litigation, Case No. 61-CV-2025-900175, in the Circuit Court for Talladega County, Alabama. HSCU denies wrongdoing. The parties agreed to a settlement so Class Members can obtain benefits without continued litigation. The Court has not decided who is right; final approval is scheduled for October 19, 2026.

How to File Your Claim

1. File online at hscudatasettlement.com using the Login ID and PIN from your settlement notice
2. Or download and mail a paper Claim Form to HSCU Data Incident Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958
3. Submit online or postmark by October 5, 2026
4. Visit the official claim form: https://hscudatasettlement.com/

How Much Will I Actually Get?

Up to $2,000 for documented out-of-pocket losses (Feb. 12, 2025–Oct. 5, 2026), up to $80 for lost time (up to 4 hours at $20/hour), plus 1 year of CyEx Financial Shield Total credit monitoring with $1M financial fraud insurance. Documented-loss claims require receipts/statements; expenses already reimbursed by a third party are not payable.

Last reviewed: July 28, 2026 | Information verified from court records and official settlement documents.

Frequently Asked Questions