Folsom Insurance TCPA Robocall Settlement

A Notice ID is required to file. The Folsom Insurance TCPA Settlement resolves claims that Cody Folsom and Folsom Insurance Agency, LLC — a Texas agency that sells trucking insurance — placed prerecorded telemarketing calls and left prerecorded voicemails on cell phones without the prior express written consent the federal Telephone Consumer Protection Act requires. Three things decide whether this page is worth your time, and every one of them cuts against the headline. First, the class is a closed list of exactly 41,719 phone numbers. The fifth and final element of the court-approved class definition is that your number must be among the 41,719 unique cell numbers that the plaintiff’s expert, Aaron Woolfson, identified from the call logs Folsom produced in discovery. Both the long-form notice and the September 15, 2026 preliminary approval order say so in those words. If your number is not in that set you are not a class member — remembering the voicemail is not enough, and there is no public lookup to check yourself against. Second, filing online requires a Notice ID and a Confirmation Code printed on a personalized notice. The claim page on FolsomSettlement.com opens on a login screen asking for exactly those two codes and offers no route for anyone who never received a notice. The printable paper form lists the Notice ID as “if known,” so mailing that form is the only documented way to file without the codes. Third, the $125 to $200 figure is arithmetic on a claim rate, not a promised amount. Every approved claimant takes an equal share of whatever is left of the $850,000 fund after notice and administration costs, attorneys’ fees and litigation expenses are deducted. If those land at their ceilings, roughly $454,000 would remain, and $125 to $200 a head implies only about 2,300 to 3,600 valid claims out of 41,719 numbers. A heavier claim rate pushes every check down. And one more exclusion catches Folsom’s own customers: the claim form makes you swear, under penalty of perjury, that the agency called you even though you did not have a relationship with them. The telemarketing at issue was aimed at people whose trucking authority was not yet active.

Do I Qualify?

You may be eligible if:

• YOUR NUMBER IS ONE OF THE 41,719 ON THE EXPERT'S LIST. This is element (5) of the court-approved class definition and the gate that disqualifies the most people. The plaintiff's expert, Aaron Woolfson, analyzed the call logs Folsom produced in discovery and identified 41,719 unique cell phone numbers that received the prerecorded messages at issue. Membership is a records question, not a recollection question, and there is no public lookup
• Your cellular telephone number — or any other number for which you are charged for the call — received a call or a voicemail. Both count. The class definition covers a call and/or a voicemail, so a prerecorded message left on your voicemail qualifies exactly the same as a call you answered
• The call or voicemail was placed by Cody Folsom, by Folsom Insurance Agency, LLC, or by an agent acting on their behalf
• The message used an artificial or prerecorded voice that was identical or substantially similar to the message sent to the named plaintiff, Joseph Bond. A live sales call from a person is outside the class definition
• The call or voicemail falls between February 29, 2020 and September 15, 2026. That is the class period, running through the date of preliminary approval
• You can attest, under penalty of perjury, that you did not have a relationship with the agency when it called. The claim form's attestation is worded that way, which puts Folsom's own insurance customers outside the claim. The underlying telemarketing targeted people whose trucking authority was not yet active
• You can supply a Notice ID and Confirmation Code from your personalized notice — or you are willing to mail the printable paper claim form, which lists the Notice ID as "if known" and is the only documented way to file without the codes
• You are a person anywhere in the United States. The class is nationwide, with no state residency requirement, despite the case being in a Texas federal court
• You have not excluded yourself from the settlement. An exclusion request postmarked by November 16, 2026 means no payment

No receipts — but two codes that are a far harder gate than paperwork would be. Take this in order, because it is the most misunderstood part of the settlement. What you do not need: nothing documentary. No phone bills, no call logs, no screenshots, no recordings. The claim form asks for your name, mailing address, email address, telephone number, the number that received the calls, a payment method and a signature. That is all. What you do need in order to file online: a Notice ID and a Confirmation Code, both printed on the personalized notice Angeion Group mailed or emailed to class members. The claim page opens on a login screen for those two fields and instructs you to enter the Notice ID exactly as it appears on your notice. You cannot derive either code, and the settlement website offers no lookup. If no notice reached you, the paper form is the route. The printable claim form posted on the settlement website’s Important Documents page lists the Notice ID as “if known,” which makes a mailed, signed paper form the only documented way to file without the codes. Mail it to the Bond v. Folsom Insurance Agency Claims Administrator, ATTN: Claim Forms, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103, postmarked on or before November 16, 2026. Questions about a notice you never received, or a Confirmation Code you cannot find, go to the administrator at 1-866-407-4282 or through the contact page on FolsomSettlement.com. Why the codes are still not the real test. Even a perfectly completed form gets checked against the class list. The class is defined as the 41,719 phone numbers in Aaron Woolfson’s expert report, so the telephone number you write on the claim is what ultimately decides eligibility — enter the cell number that actually received the prerecorded call or voicemail. You also sign an attestation. Under penalty of perjury you confirm that Folsom Insurance Agency, LLC placed a call or left a voicemail on your cellular phone using an artificial or prerecorded voice between February 29, 2020 and September 15, 2026 even though you did not have a relationship with them. Every claim is subject to verification.

What Happened?

Folsom Insurance Agency, LLC is a Texas agency that sells trucking insurance. The complaint alleges it used a prerecorded telemarketing message offering down payment assistance on insurance, aimed at people whose trucking authority was not yet active, and that it sent those messages to cellular phones without the prior express written consent the federal Telephone Consumer Protection Act requires.

Joseph Bond sued as class representative. The case is Bond v. Folsom Insurance Agency, LLC and Cody Folsom, Case No. 3:24-cv-02551-BN, in the U.S. District Court for the Northern District of Texas, Dallas Division, before Magistrate Judge David L. Horan. Anthony I. Paronich of Paronich Law, P.C. is class counsel. The complaint was filed on February 29, 2024.

Folsom denies any wrongdoing or liability and denies violating the TCPA. Certification is for settlement purposes only and the court has made no ruling on the merits. The parties mediated the case in December 2025 and settled to avoid the cost and risk of further litigation.

THE CLASS IS DEFINED BY AN EXPERT ANALYSIS RATHER THAN BY MEMORY, and this is the single most important fact for anyone trying to work out whether they qualify. After an in-person hearing on July 21, 2026, the plaintiff put an expert report on Folsom's calling records and a copy of Folsom's insurance policy into the record. The expert, Aaron Woolfson, identified 41,719 unique cellular telephone numbers that received the prerecorded messages at issue, and the fifth element of the certified class definition is membership in that set.

The court granted preliminary approval on September 15, 2026, appointed Angeion Group as claims administrator, and required notice to reach the class by October 15, 2026 — which is what opened the claim process.

The money comes from an eroding insurance policy. The preliminary approval order finds a class action superior to individual lawsuits partly because the principal available source of recovery is a single eroding liability policy that would be further depleted by individual actions. That is the practical reason the fund is $850,000 and not more.

What is still to come: class counsel's request for attorneys' fees and costs is due October 26, 2026; claims, exclusions and objections all close November 16, 2026; the motion for final approval is due December 15, 2026; responses to any objections are due December 22, 2026; and the final fairness hearing is set for December 29, 2026 at 10:00 a.m. Central Time in Dallas. No final approval order has been entered and no payment date has been announced.

How to File Your Claim

1. CHECK THE HARD GATE FIRST. The class is the 41,719 cell phone numbers in Aaron Woolfson's expert report on Folsom's call logs, and there is no public lookup. The practical test is whether a personalized notice carrying a Notice ID and Confirmation Code reached you by mail or email — the court required notice to go out to the class by October 15, 2026
2. FILE ONLINE at the official court-authorized settlement website, FolsomSettlement.com, administered by Angeion Group. This is the only website the U.S. District Court for the Northern District of Texas has authorized to accept claims in Bond v. Folsom Insurance Agency, Case No. 3:24-cv-02551-BN. The claim page opens on a login screen: enter the Notice ID exactly as it appears on your personalized notice, plus the Confirmation Code. You then confirm the name on file, give a current mailing address and email address, enter the telephone number that received the calls, pick how you want to be paid and sign the attestation
3. NO NOTICE AND NO CODES? USE THE PAPER FORM. The printable claim form on the settlement website's Important Documents page lists the Notice ID as "if known," so a mailed paper form is the only documented way to file without the codes. Complete it, sign the attestation, and mail it to Bond v. Folsom Insurance Agency Claims Administrator, ATTN: Claim Forms, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103, postmarked on or before November 16, 2026
4. GET THE PHONE NUMBER RIGHT. Eligibility turns on the telephone number on your claim being on the class list, so enter the cell number that actually received Folsom's prerecorded call or voicemail — not a newer number you have since moved to, and not a landline
5. NOVEMBER 16, 2026 IS THE DEADLINE FOR EVERYTHING. Online submissions and postmarked paper claims are both due that day. The notice does not state a time of day or a time zone for the online cutoff, so do not leave it to the last hours. The same date is the deadline to exclude yourself or to object
6. QUESTIONS GO TO THE ADMINISTRATOR, NOT THE COURT. Call 1-866-407-4282 or use the contact page on FolsomSettlement.com about a notice you did not receive or a Confirmation Code you cannot find. The long-form notice specifically asks class members not to call the judge or court personnel.
7. Visit the official claim form: https://folsomsettlement.com/

How Much Will I Actually Get?

ONE CASH BENEFIT, ONE PATH. There is no tier to elect, nothing that stacks, and no receipts-based route to weigh against the cash. Every approved claimant receives the same thing: an equal share of the net $850,000 settlement fund, paid once. The only decision the form asks you to make is how the money reaches you — PayPal, Venmo, Zelle, a virtual prepaid card, or a check mailed to the address on your claim. That is a delivery method, not a different amount. THE $125 TO $200 IS AN ESTIMATE, AND IT IS A FUNCTION OF HOW MANY PEOPLE CLAIM. The long-form notice states the range and then qualifies it immediately: the actual amount "may be more or less depending on the number of settlement class members who submit timely, valid, and approved claims." Because the fund is divided equally, a light claim rate means larger checks and a heavy one means smaller checks. WHAT COMES OUT OF THE $850,000 BEFORE ANYONE IS PAID. Three deductions, each subject to the court's approval: notice and administration costs, which the preliminary approval order records Angeion Group estimating at approximately $77,589 and which carry no stated ceiling at all; attorneys' fees of no more than one-third of the fund, which is about $283,333; and litigation costs and expenses of no more than $35,000. READ THAT $35,000 CAREFULLY — IT CAPS ONLY LITIGATION EXPENSES. It is not a cap on the settlement, not a cap on attorneys' fees, and not a cap on what you can receive. The one genuinely uncapped deduction is notice and administration, which is also the largest non-fee item. THE ARITHMETIC. If fees and litigation costs are approved at their ceilings and administration lands on its estimate, roughly $454,000 of the $850,000 would be left for claimants. Divided equally, $200 each implies about 2,270 valid claims and $125 each implies about 3,633 — somewhere between 5% and 9% of the 41,719 numbers on the class list. If 15% of that list filed valid claims instead, the same $454,000 would pay roughly $73 a head. Treat that as arithmetic on two published figures rather than a forecast: the court has not ruled on fees, it may award less than the caps, and the claim count is not knowable yet. The notice calls the range an estimate and not a guarantee. WHEN THE MONEY MOVES. Nothing is paid until the settlement is final. The final fairness hearing is set for December 29, 2026 at 10:00 a.m. Central Time, in person in Dallas. If the court grants final approval, payments go out no later than 30 days after the judgment becomes final; an appeal would push that back. If the court does not approve the settlement, no payments are made and the lawsuit continues.

Last reviewed: October 16, 2026 | Information verified from court records and official settlement documents.

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