$5.85M Tennessee Farmers Mutual Total Loss Class Action Settlement
Tennessee Farmers Mutual Insurance Company has agreed to pay $5.85 million to settle a class action alleging the insurer undervalued total-loss vehicle claims. Eligible policyholders will receive automatic payments — no claim form is required. The objection and opt-out deadline is October 19, 2026.
Do I Qualify?
You may be eligible if:
- Tennessee Farmers Mutual auto insurance policyholders whose vehicles were declared a total loss during the class period
- Eligible class members receive payment automatically based on policy records
- No claim form is required for the standard distribution
- Objection and opt-out deadline: October 19, 2026
No claim form is required. Payments are distributed automatically to eligible policyholders based on total loss claim records.
No claim form is required. Visit the official settlement website for payment details and election information.
Visit Official Settlement Site →What Happened?
Tennessee Farmers Mutual Insurance Company was sued by policyholders who alleged the insurer systematically undervalued vehicles declared total losses after accidents. The lawsuit claimed the company used valuation methods that failed to account for the true replacement cost of vehicles, leaving policyholders with insufficient payouts to replace their cars.
Auto insurance total-loss valuation disputes have become a common basis for class action litigation as insurers face scrutiny over how they calculate actual cash value. Tennessee Farmers Mutual agreed to pay $5.85 million to settle while denying liability.
How Much Will I Actually Get?
Eligible policyholders receive automatic payments based on their total loss claim records during the class period. No claim form is required. To object to the settlement or opt out, you must act by October 19, 2026 at AutoInsuranceClaimSettlement.com.
Last reviewed: June 22, 2026 | Information verified from court records and official settlement documents.