TransUnion Bankruptcy Reporting Settlement
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TransUnion Bankruptcy Reporting Settlement allows eligible class members to file claims from a $8,310,000 fund. The deadline is October 30, 2026. People whose TransUnion credit report (sold to a third party, Jan 2020 – Jan 2023) carried a bankruptcy remark on a tradeline while the report's own public records section showed no bankruptcy, and no bankruptcy exists on file within 10 years of the report date. Two sub-groups: No Bankruptcy Group (~21,000 people, no locatable filing at all) and Aged Bankruptcy Group (~36,000 people, filing found but 10+ years old).
Do I Qualify?
You may be eligible if:
- You received notice that you may be a class member in this settlement
- You meet the class definition described in the official settlement notice
- Eligible states: All (US + territories)
- Class period: January 6, 2020 – January 31, 2023
- You file a valid claim by October 30, 2026
File your claim through the official settlement website at brooksbankruptcyclassaction.com before October 30, 2026.
File on the official site → brooksbankruptcyclassaction.comOpens the court-appointed administrator's site in a new tab.
What Happened?
TransUnion Bankruptcy Reporting Settlement resolves claims through a $8,310,000 settlement without further litigation. Class members who received notice may be eligible to file.
No Bankruptcy Group — $100 automatic even with no claim, or ~$1,000 estimated with a claim. Aged Bankruptcy Group — nothing without a claim, ~$350 estimated with one. Both figures are estimates, not guarantees.
How to File Your Claim
- Online with the Claim Number/PIN from your notice, or mail a signed claim form certifying no bankruptcy in the prior 10 years plus at least one qualifying harm (credit score drop or credit denial tied to the remark).
- Visit the official claim form: https://www.brooksbankruptcyclassaction.com/
How Much Will I Actually Get?
No Bankruptcy Group — $100 automatic even with no claim, or ~$1,000 estimated with a claim. Aged Bankruptcy Group — nothing without a claim, ~$350 estimated with one. Both figures are estimates, not guarantees.
Last reviewed: August 28, 2026 | Information verified from court records and official settlement documents.
Frequently Asked Questions
What's the difference between the two groups?
Do I get anything if I do nothing?
Why does one group get more?
What do I need to file?
New settlements, once a week. Deadlines only — no filler.