Travelers New Mexico UIM Settlement
Travelers has agreed to settle a class action alleging it sold illusory or misleading underinsured motorist (UIM) coverage in New Mexico and improperly applied a Schmick offset that reduced or eliminated UIM benefits. New Mexico policyholders with Travelers UIM coverage between January 1, 2015 and August 16, 2022 may choose the Premium Formula (29% of UIM premiums paid, no proof) or the Claim Formula (UIM claim reevaluation). Deadline: September 27, 2026.
Do I Qualify?
You may be eligible if:
- You are a New Mexico policyholder or insured who had UIM coverage with Travelers (including The Travelers Indemnity Company, The Standard Fire Insurance Company, and other named Travelers entities)
- Your coverage was active at any time between January 1, 2015 and August 16, 2022
- You choose either the Premium Formula (29% of UIM premiums, no documentation) or the Claim Formula (prior UIM claim denied/reduced due to Schmick offset)
- You submit a valid claim before September 27, 2026
Premium Formula: No documentation required — receive 29% of UIM premiums paid during the class period. Claim Formula: Available if a prior UIM claim was denied or reduced due to a Schmick offset.
File your claim through the official settlement website at aguilaruimclasssettlement.com before September 27, 2026.
File Your Claim →What Happened?
Travelers agreed to settle <em>Aguilar-Tafoya and Brewton v. Travelers</em>, alleging the company sold illusory or misleading underinsured motorist (UIM) coverage in New Mexico and improperly applied a Schmick offset that reduced or eliminated UIM benefits owed to policyholders.
Case No. 1:23-cv-00247 JB/JMR, U.S. District Court for the District of New Mexico.
Class members may choose the Premium Formula (29% of all UIM premiums paid during the class period, no documentation required) or request reevaluation of a prior UIM claim denied or reduced due to the Schmick offset.
Travelers denies wrongdoing but agreed to settle to resolve the litigation.
How to File Your Claim
- Visit aguilaruimclasssettlement.com/Login and file your claim online
- Choose either the Premium Formula (29% of UIM premiums paid, no documentation required) or the Claim Formula (reevaluation of a prior UIM claim denied or reduced due to a Schmick offset)
- Or mail a completed claim form postmarked by September 27, 2026 to: Aguilar-Tafoya and Brewton v. Travelers, Claims Administrator, P.O. Box 5413, Portland, OR 97228-5413
- Visit the official claim form: https://www.aguilaruimclasssettlement.com/
How Much Will I Actually Get?
Class members choose ONE option: (1) Premium Formula — receive 29% of all UIM premiums paid to Travelers during the class period with no documentation required, OR (2) Claim Formula — if a prior UIM claim was denied or reduced due to a Schmick offset, request reevaluation of that claim without the offset applied. Payments are uncapped and paid separately by Travelers per valid claim.
Last reviewed: July 6, 2026 | Information verified from court records and official settlement documents.