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Data Breach Consumer Financial

700Credit Data Breach Settlement

Settlement Amount
$17,500,000
Claim Deadline
September 22, 2026
Total Fund
$17,500,000

700Credit Data Breach Settlement allows eligible class members to file claims from a $17,500,000 fund. The deadline is September 22, 2026. US residents who received email or postcard notice in July/August 2026 about the October 25, 2025 data incident at 700Credit (700Dealer.com), a credit-check vendor used by 20,000+ auto/RV/boat/motorcycle dealerships. Exposed: names, addresses, DOB, SSNs. ~5.8M people affected.

Do I Qualify?

You may be eligible if:

File your claim through the official settlement website at 700creditdatabreachsettlement.com before September 22, 2026.

File Your Claim →

What Happened?

700Credit Data Breach Settlement resolves claims through a $17,500,000 settlement without further litigation. Class members who received notice may be eligible to file.

Class members choose ONE cash option: reimbursement of up to $2,500 for documented fraud or identity-theft losses, or an alternate no-proof cash payment estimated around $50 and adjusted pro rata if claims exceed the $17,500,000 fund. Two years of credit monitoring is automatic and separate from the cash choice — no claim form is required for monitoring.

How to File Your Claim

  1. File online with the unique ID and PIN from your settlement notice
  2. Or mail the printed PDF claim form
  3. Choose ONE cash option only — up to $2,500 reimbursement for documented fraud/ID theft losses, or the alternate no-proof cash payment (about $50, pro rata)
  4. 2 years of credit monitoring is automatic and separate — no claim form needed for that benefit
  5. Cash claims due September 22, 2026
  6. Visit the official claim form: https://www.700creditdatabreachsettlement.com/

How Much Will I Actually Get?

Class members choose ONE cash option: reimbursement of up to $2,500 for documented fraud or identity-theft losses, or an alternate no-proof cash payment estimated around $50 and adjusted pro rata if claims exceed the $17,500,000 fund. Two years of credit monitoring is automatic and separate from the cash choice — no claim form is required for monitoring.

Last reviewed: August 11, 2026 | Information verified from court records and official settlement documents.

Frequently Asked Questions

Who qualifies for the 700Credit data breach settlement?
U.S. residents who received an email or postcard notice in July or August 2026 about the October 25, 2025 data incident at 700Credit (700Dealer.com) may qualify. 700Credit is a credit-check vendor used by more than 20,000 auto, RV, boat, and motorcycle dealerships. The incident exposed names, addresses, dates of birth, and Social Security numbers for about 5.8 million people. Eligibility is nationwide.
How much can I get from the 700Credit data breach settlement?
Class members choose ONE cash option: reimbursement of up to $2,500 for documented fraud or identity-theft losses, or an alternate no-proof cash payment estimated around $50 and adjusted pro rata if claims exceed the fund. Two years of credit monitoring is automatic and separate — you do not need a claim form for that benefit.
How do I file a 700Credit settlement claim?
File online using the unique ID and PIN from your settlement notice, or mail the printed PDF claim form. Choose only one cash option. Credit monitoring does not require a claim form. The cash-claim deadline is September 22, 2026.
What is the 700Credit data breach claim deadline?
Cash claims must be filed by September 22, 2026. Use the unique ID and PIN from your notice to submit online, or mail the printed PDF form before the deadline. Credit monitoring is automatic and is not tied to that filing date.
What was the 700Credit class period?
The class is tied to the October 25, 2025 data incident at 700Credit (700Dealer.com). Notices went out in July and August 2026.
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