State Farm Alabama Total Loss Settlement – $20.50 Cash (Alabama Only)
State Farm has agreed to settle Rochell Brent Dortch v. State Farm, a class action alleging Alabama policyholders were underpaid on total-loss vehicle claims tied to purchasing fees and valuation practices. Eligible Alabama State Farm policyholders may receive a flat $20.50 cash payment with no proof of the adjustment amount required — just your Claimant ID from the notice or your State Farm claim number and policy number.
Do I Qualify?
You may be eligible if:
- Alabama residents who filed a State Farm first-party auto insurance claim for a vehicle determined to be a total loss between November 7, 2018 and February 10, 2026
- You have your Claimant ID from the settlement notice, or your State Farm claim number plus policy number
- No documentation of the exact adjustment or underpayment amount is required
- You submit a valid claim by July 15, 2026
No proof of adjustment amount is required. Provide your Claimant ID from the mailed notice, or your State Farm claim number and policy number on the claim form at AlabamaFeeSettlement.com.
File your claim through the official settlement website.
File Your Claim →What Happened?
A class action was filed in Rochell Brent Dortch v. State Farm alleging the insurer systematically underpaid Alabama policyholders for totaled vehicles, using valuation methods — including third-party software with adjustments reducing comparable vehicle values — that produced lower actual cash value calculations than policyholders were owed under their insurance contracts.
State Farm denies wrongdoing but agreed to a settlement resolving Alabama total-loss claims without proceeding to trial. Unlike the Arkansas case that went to a jury verdict first, the Alabama settlement resolves the dispute pre-verdict with a simplified flat $20.50 payment structure requiring minimal documentation.
The settlement covers Alabama State Farm policyholders with qualifying total-loss claims filed between November 7, 2018 and February 10, 2026. Anyone who received a notice or had a qualifying total-loss claim during that window should check eligibility and file before the July 15, 2026 deadline.
How Much Will I Actually Get?
Eligible claimants receive a flat $20.50 per qualifying total-loss claim — modest, but requires minimal effort to file. You do not need to document the exact amount State Farm's valuation methods reduced your payout. File at AlabamaFeeSettlement.com by July 15, 2026 with your Claimant ID or claim and policy numbers.
Last reviewed: June 23, 2026 | Information verified from court records and official settlement documents.