Country Bank Massachusetts Overdraft Fee Class Action Settlement
Country Bank, a Massachusetts community bank, has agreed to settle a class action over charging multiple NSF retry fees on the same declined transaction. If you were a Country Bank customer in Massachusetts charged retry NSF or account-balance overdraft fees between 2019 and 2025, you will receive an automatic pro rata payment — no claim form required.
Do I Qualify?
You may be eligible if:
- Country Bank customers in Massachusetts
- You were charged retry NSF fees or account-balance overdraft fees between 2019 and 2025
- Payments are automatic based on Country Bank's own records
- No claim form or action is required
No claim form is required. Payments are fully automatic based on Country Bank records of fees charged between 2019 and 2025.
File your claim through the official settlement website.
File Your Claim →What Happened?
Country Bank, a Massachusetts community bank, was sued for charging customers multiple NSF (non-sufficient funds) fees on the same transaction through a practice called "retry fees." When a transaction failed due to insufficient funds, some banks would re-present the transaction to the customer's account one or more times, charging a new NSF fee each time even though it was the same original transaction that had already been declined.
This practice — charging multiple fees for a single failed transaction — has been the subject of numerous class action lawsuits against banks of all sizes. Country Bank agreed to settle and is distributing payments automatically to affected customers.
How Much Will I Actually Get?
Payments are fully automatic based on Country Bank's own records of retry NSF and account-balance overdraft fees charged between 2019 and 2025. No claim form is required. Eligible Massachusetts Country Bank customers will receive a pro rata share of the settlement fund. No action needed.
Last updated: June 18, 2026 | Information verified from court records and official settlement documents.