Country Bank Massachusetts Overdraft Fee Class Action Settlement
Country Bank, a Massachusetts community bank, has agreed to settle a class action over charging multiple NSF retry fees on the same declined transaction. If you were a Country Bank customer in Massachusetts charged retry NSF or account-balance overdraft fees between 2019 and 2025, you will receive an automatic pro rata payment — no claim form required.
Do I Qualify?
You may be eligible if:
- Country Bank customers in Massachusetts
- You were charged retry NSF fees or account-balance overdraft fees between 2019 and 2025
- Payments are automatic based on Country Bank's own records
- No claim form or action is required
No claim form is required. Payments are fully automatic based on Country Bank records of fees charged between 2019 and 2025.
Automatic Distribution — No Claim Required
Kimball v. Country Bank for Savings — automatic account credit or check after final approval (hearing August 11, 2026).
What Happened?
Country Bank, a Massachusetts community bank, was sued for charging customers multiple NSF (non-sufficient funds) fees on the same transaction through a practice called "retry fees." When a transaction failed due to insufficient funds, some banks would re-present the transaction to the customer's account one or more times, charging a new NSF fee each time even though it was the same original transaction that had already been declined.
This practice — charging multiple fees for a single failed transaction — has been the subject of numerous class action lawsuits against banks of all sizes. Country Bank agreed to settle and is distributing payments automatically to affected customers.
How Much Will I Actually Get?
Payments are fully automatic based on Country Bank's own records of retry NSF and account-balance overdraft fees charged between 2019 and 2025. No claim form is required. Eligible Massachusetts Country Bank customers will receive a pro rata share of the settlement fund. No action needed.
Last reviewed: June 22, 2026 | Payments are issued automatically to eligible class members.