$300K First Federal Bank Kansas City Overdraft Fee Class Action Settlement
First Federal Bank of Kansas City has agreed to pay $300,000 to settle a class action over overdraft fee practices. Eligible account holders will receive automatic payments — no claim form is required. The exclusion deadline is August 3, 2026.
Do I Qualify?
You may be eligible if:
- First Federal Bank of Kansas City customers charged qualifying overdraft fees during the class period
- Eligible customers receive payment automatically based on bank records
- No claim form is required for the standard distribution
- Exclusion deadline: August 3, 2026 if you wish to opt out
No claim form is required. Payments are distributed automatically to eligible account holders based on overdraft fee records.
No claim form is required. Visit the official settlement website for payment details and exclusion instructions.
Visit Official Settlement Site →What Happened?
First Federal Bank of Kansas City was sued in a class action alleging improper overdraft fee practices, including charging multiple fees for a single overdrawn transaction and reordering transactions to maximize fee revenue. Bank overdraft fee litigation has resulted in hundreds of millions of dollars in settlements nationwide as courts scrutinize how financial institutions assess these charges.
The bank agreed to pay $300,000 to settle the class action in Monk v. First Federal Bank of Kansas City while denying wrongdoing. Eligible customers will receive automatic payments based on their account fee history.
How Much Will I Actually Get?
Eligible account holders receive automatic payments based on overdraft fees charged during the class period. No claim form is required. If you wish to exclude yourself from the settlement, you must do so by August 3, 2026 at MonkOverdraftFeeSettlement.com.
Last reviewed: June 22, 2026 | Information verified from court records and official settlement documents.