$586M Western Union Fraud Victim Remission Phase 3
Western Union agreed to pay $586 million to the U.S. Department of Justice after admitting it failed to implement an effective anti-money laundering program. If you were defrauded through a Western Union money transfer between January 1, 2004 and January 19, 2017, you may be entitled to a remission payment based on your documented losses in Phase 3 of the federal remission process.
Do I Qualify?
You may be eligible if:
- Anyone defrauded through a Western Union money transfer between January 1, 2004 and January 19, 2017
- Losses from fraud schemes including lottery scams, grandparent scams, romance scams, and advance fee fraud
- You can provide documentation of the fraudulent transfer
- Phase 3 covers victims who did not receive full compensation in earlier rounds or who are newly filing
Documentation of the fraudulent transfer is required. You must submit evidence of your Western Union wire transfer and the fraud scheme that caused your loss.
File your claim through the official settlement website.
File Your Claim →What Happened?
Western Union agreed to pay $586 million to the U.S. Department of Justice after admitting that it willfully failed to implement an effective anti-money laundering program and aided and abetted wire fraud. Western Union's own agents were found to be complicit in fraud schemes that cost victims — primarily elderly Americans — hundreds of millions of dollars through romance scams, lottery fraud, grandparent scams, and advance fee fraud.
This is Phase 3 of the remission process — meaning previous phases have already distributed funds, and this phase covers victims who did not receive full compensation in earlier rounds or who are newly filing claims. This is a federal remission administered by the DOJ, not a typical class action settlement.
How Much Will I Actually Get?
Payment amounts are based on your documented losses from Western Union wire transfers made as part of fraud schemes between January 1, 2004 and January 19, 2017. Documentation of the fraudulent transfer is required. Payments represent a pro rata share of the available remission fund based on verified losses. Deadline is August 19, 2026.
Last updated: June 18, 2026 | Information verified from court records and official settlement documents.